Terms & Conditions — ary99 Platform Rules

Welcome to ary99, an English-language online betting and live casino information platform accessible at https://ary99.cam ("the Platform", "ary99", "we", "our", or "us"). These Terms & Conditions ("Terms") constitute a legally binding agreement between ary99 and any individual or entity ("User", "you", or "your") who accesses, browses, or otherwise uses the Platform.

ary99 is an information and educational resource only. It does not operate as a gambling operator, bookmaker, casino, exchange, or any form of licensed gambling service. The Platform does not accept real-money deposits, does not process wagers, and does not offer prizes or financial rewards of any kind. All content published on ary99 is intended solely for informational, educational, and research purposes.

By accessing the Platform in any manner, you confirm that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree with any provision of these Terms, you must discontinue your use of the Platform immediately.

For the purposes of these Terms, the following definitions apply:

• "Platform" means the ary99 website located at https://ary99.cam and all associated pages, subpages, and content therein.
• "Content" means all text, images, graphics, data, guides, reviews, odds explanations, glossary entries, responsible gambling materials, and any other information published on the Platform.
• "User" means any natural person or legal entity that accesses the Platform, regardless of whether they register an account or engage with any feature of the Platform.
• "Operator" means any third-party gambling, betting, or casino service that may be referenced, reviewed, or described in ary99's Content. ary99 is not itself an Operator.
• "Services" means the educational information, betting guides, glossary definitions, responsible gambling resources, and related content made available through the Platform.
• "Payment References" means mentions of Pakistani payment methods such as Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank, and Bank Alfalah, cited solely for contextual and educational purposes without implying endorsement or operational support for gambling.
• "Applicable Law" means all laws, regulations, and statutory instruments applicable to a User's jurisdiction, including without limitation the Prevention of Gambling Act, 1977 (Pakistan) and any successor legislation.

Your access to and use of the Platform constitutes your unconditional acceptance of these Terms and all policies incorporated herein by reference, including the Privacy Policy and the Responsible Gambling Policy. These Terms apply to all Users regardless of location, device, or method of access.

These Terms are effective from the date of first access and shall continue to apply during all subsequent visits unless superseded by an updated version published on this page.

ary99 is an independent English-language information platform created for Pakistani users and international audiences interested in online sports betting and casino topics. The Platform's purpose is strictly educational and informational.

4.1 What ary99 Provides

• Educational guides on sports betting mechanics, live casino games, odds formats, and bonus structures
• A betting glossary covering terms such as Decimal Odds, RTP, House Edge, Wagering Requirements, and Accumulator Bets
• Pakistan-specific context including references to PSL, ICC cricket, local payment methods, and major Pakistani cities
• Responsible gambling guidance covering deposit limits, loss limits, time limits, and self-exclusion tools
• General overviews of withdrawal processes and payment ecosystems, using familiar Pakistani payment references for illustrative purposes only

4.2 What ary99 Does Not Provide

• ary99 does not operate as a gambling operator, bookmaker, casino, or exchange
• ary99 does not accept deposits, process wagers, or disburse winnings of any kind
• ary99 does not offer financial advice, legal advice, or investment guidance
• ary99 does not guarantee the accuracy, availability, or terms of any third-party operator referenced on the Platform
• ary99 does not hold any gambling license issued by the Government of Pakistan, PTA, or any Pakistani regulatory authority

Access to the Platform is open to the general public subject to the following eligibility requirements:

5.1 Age Requirement

Users must be at least 18 years of age, or the higher minimum age prescribed by Applicable Law in their jurisdiction, to access the Platform. ary99 does not knowingly provide content to minors. If ary99 becomes aware that a minor has accessed the Platform, appropriate steps will be taken to restrict further access.

5.2 Jurisdictional Eligibility

Users are solely responsible for determining whether accessing ary99 content is lawful in their jurisdiction. Pakistan has gambling restrictions under the Prevention of Gambling Act, 1977. ary99 does not represent that accessing this Platform or acting upon any information contained herein is lawful in Pakistan or any other specific jurisdiction. Users must independently verify the legal status of online gambling activities in their place of residence before engaging with any operator referenced on this Platform.

5.3 Prohibited Users

The following categories of persons are prohibited from using the Platform:

• Individuals under the age of 18 years, or the higher minimum age required by local law
• Individuals accessing the Platform with the intent to circumvent local laws or regulations
• Individuals subject to self-exclusion orders from gambling operators who seek to use Platform content to facilitate renewed gambling activity
• Automated bots, scrapers, or non-human agents accessing the Platform without express written permission from ary99

Subject to your compliance with these Terms, ary99 grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal, non-commercial, informational purposes only. This licence does not extend to any commercial use, reproduction, redistribution, or systematic extraction of Platform Content.

• You may read, view, and reference Platform Content for personal educational purposes
• You may share links to Platform pages through social media or personal communications, provided no misrepresentation of Platform content occurs
• You may print or save individual pages for personal, non-commercial reference

Users are strictly prohibited from engaging in any of the following activities in connection with the Platform:

• Reproducing, copying, republishing, or distributing Platform Content in whole or in part without express prior written consent from ary99
• Using the Platform to transmit unsolicited communications, spam, or promotional materials
• Attempting to gain unauthorised access to any part of the Platform, its servers, or associated infrastructure
• Introducing malicious code, viruses, or harmful data to the Platform or its systems
• Misrepresenting ary99 or its Content in any public communication
• Using Platform Content to facilitate unlawful gambling activity or to circumvent Applicable Law
• Scraping, crawling, or automated harvesting of Platform data without prior written authorisation
• Engaging in any activity that could damage, overburden, or impair the Platform's infrastructure or user experience

ary99 reserves the right to take all appropriate legal and technical measures to prevent and respond to prohibited conduct, including restricting access at the IP or device level.

All Content on the Platform, including but not limited to text, articles, guides, glossary definitions, design elements, logos, typography, colour schemes, and structural layouts, is the exclusive intellectual property of ary99 or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.

The ary99 name, logo, and associated branding are proprietary marks of the Platform. No User is permitted to use ary99 branding, marks, or intellectual property in any manner without prior express written authorisation from ary99.

Nothing in these Terms shall be construed as granting any licence or right to use ary99's intellectual property beyond the limited access licence described in Section 6.

The Platform may reference, describe, or discuss third-party gambling operators, payment services, sports leagues, and technology providers for educational and illustrative purposes. All such references are made independently and do not constitute:

• An endorsement, recommendation, or approval of any referenced operator, product, or service
• A commercial partnership, affiliate relationship, or financial arrangement with the referenced party, unless explicitly and separately disclosed
• A guarantee that the referenced operator is lawfully accessible in the User's jurisdiction
• A representation that payment methods such as Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank, or Bank Alfalah endorse, support, or are affiliated with any gambling operator or activity

ary99 does not control third-party websites, operators, or services and accepts no responsibility for their terms, content, availability, accuracy, or compliance with applicable laws. Users access third-party platforms entirely at their own risk.

The Platform and all Content are provided on an "as is" and "as available" basis without representations, warranties, or conditions of any kind, whether express, implied, or statutory, to the fullest extent permissible under applicable law.

• ary99 does not warrant that the Platform will be uninterrupted, error-free, secure, or free from viruses or harmful components
• ary99 does not warrant the accuracy, completeness, timeliness, or fitness for a particular purpose of any Content
• ary99 does not warrant that any odds, bonus terms, payment details, or operator information referenced on the Platform reflects the current state of any third-party service

To the maximum extent permitted by applicable law, ary99 and its affiliates, directors, officers, employees, agents, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, punitive, or exemplary damages arising from or in connection with:

• Your use of or inability to access the Platform or its Content
• Any reliance placed on Content published on the Platform
• Any financial loss, including gambling losses, resulting from actions taken based on Platform Content
• Unauthorised access to your data or device resulting from your use of the Platform
• Any interruption, suspension, or termination of the Platform
• Any errors, inaccuracies, or omissions in Platform Content, regardless of whether ary99 was advised of the possibility of such damages

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, or for any other liability that cannot be excluded or limited by applicable law.

ary99 is committed to the promotion of responsible gambling practices. While the Platform does not operate as a gambling service, we recognise our responsibility to provide accurate and balanced information about the risks of gambling. Gambling involves financial risk and is not a guaranteed source of income or profit.

ary99 strongly encourages all users who engage with gambling operators to:

• Set and adhere to strict deposit limits, loss limits, and session time limits
• Make use of self-exclusion tools offered by licensed operators when gambling is no longer enjoyable or is causing harm
• Never chase losses or gamble with funds required for essential living expenses
• Seek professional support if gambling is causing financial, emotional, or social distress

Full responsible gambling guidance is available on our dedicated Responsible Gambling page. Access is restricted to adults aged 18 years or older, or the higher minimum required by the operator's license jurisdiction.

Pakistan has specific gambling restrictions in place, including but not limited to the Prevention of Gambling Act, 1977 and related provincial legislation. ary99 explicitly:

• Does not claim that online gambling is legal, licensed, or regulated under the laws of Pakistan
• Does not hold any license, approval, or registration issued by the Government of Pakistan, any provincial authority, PTA, or the State Bank of Pakistan
• Does not represent that payment service providers named on this Platform (including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank, or Bank Alfalah) support, endorse, or facilitate gambling transactions

The collection, use, and storage of personal data in connection with your use of the Platform is governed by the ary99 Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you acknowledge and accept the terms of the Privacy Policy.

ary99 uses cookies and similar technologies to understand user behaviour, improve Platform performance, and deliver relevant content. Users may manage cookie preferences through their browser settings. For full details of data processing activities, please refer to the Privacy Policy.

ary99 reserves the right to modify, update, or replace these Terms at any time at its sole discretion. Any amendments will be published on this page with an updated "Last Updated" date. Where material changes are made, ary99 will take reasonable steps to bring such changes to Users' attention.

Your continued use of the Platform following the publication of amended Terms constitutes your binding acceptance of those amendments. If you do not agree with the revised Terms, your sole remedy is to discontinue use of the Platform.

Users are encouraged to review this page regularly. The current version of the Terms, as displayed on this page, supersedes all prior versions in their entirety.

These Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the applicable laws of the jurisdiction in which ary99 is registered and operates. Users access the Platform in accordance with the laws applicable in their own jurisdiction, and acknowledge sole responsibility for ensuring such access is lawful.

Nothing in this clause limits ary99's right to seek injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property or other proprietary rights.

If you have any questions, concerns, or requests regarding these Terms & Conditions, or any other aspect of the Platform, please contact us using the details below. Please note that all correspondence should be submitted in English.

For responsible gambling support resources, please visit our Responsible Gambling page. For privacy-related enquiries, please refer to our Privacy Policy.